🇨🇲 Made for Cameroon · Built for the World

Where your money
is family

Où votre argent est famille

Built to make everyday payments easier for our communities — at home and abroad.

Your digital AKAO collector — safe, instant, transparent. Plus school fees, hospital payments, njangi circles and marketplace. Built for Cameroonians at home and abroad.

🚀 Launching soon — Be among the first!

Join the waitlist and get early access when Ekié launches on the App Store and Google Play.

Ekié Dashboard
Ekié Marketplace
Ekié Payment
🔒 Secure Payments
✅ Verified Vendors
⚡ Instant Confirmation
🌍 Home & Diaspora
💬 24/7 Support
0️⃣ Hidden Fees

One platform.
Four powerful solutions.

Ekié is a digital payment platform built for Cameroonians — combining digital AKAO daily contributions, njangi circles, school and hospital payments, and a trusted marketplace. Your money is safe. You can check it anytime.

⭐ Main Service 🪙

Daily Stash (AKAO)

Your digital AKAO collector. No man go run with your money again!

  • Deposit from 500 XAF daily
  • Real-time balance tracking
  • Withdraw anytime to MoMo
  • Zero robbery risk
  • No passbook needed
🌿

Njangi Circles

Digital njangi for the modern age. Contribute together, support each other.

  • Contribution circles (njangi)
  • Circle payouts with 5% fee
  • 70% member vote approval
  • Ekié-to-Ekié transfers (free)
  • Contribution score building
🏫🏥

Institutions

Pay school fees and hospital bills instantly. From anywhere in the world. No queues.

  • School fee payments
  • Hospital consultation fees
  • Laboratory fee payments
  • Instant payment confirmation
  • Excel reports for institutions
🛍️

Marketplace

Buy and sell within the community. Vendors from home or shop — all welcome.

  • Fashion, food, beauty & more
  • Escrow buyer protection
  • Vendor storefront creation
  • MoMo withdrawal for vendors
  • Diaspora can shop too
⭐ Our Main Service

Daily Stash — Your Digital AKAO

The traditional AKAO collector — now digital, safe and instant.
Your money dey safe. You fit check am anytime.

❌ The Old AKAO Problem

💸

Collectors disappear with clients' money — leaving families devastated and in debt

🔫

Collectors get robbed, threatened, or manipulated on the road with client cash

📒

Manual passbooks get falsified — you never know if the numbers are real

👀

No transparency — you only know your balance when the collector visits

📍

Limited to your local area — diaspora families cannot participate

✅ Ekié Daily Stash Solution

📱

Contribute daily from 500 XAF via MTN MoMo or Orange Money — from anywhere

👁️

See your real-time balance anytime — no passbook, no waiting for a collector

💳

Withdraw anytime to your MoMo or bank account — no collector needed

🔒

Zero robbery risk — your money goes directly to a secure pooled account

🌍

Works from anywhere in the world — diaspora can participate too

How Daily Stash works

1

Set your daily contribution

Choose your daily amount — from 500 XAF. You're in control.

2

Pay via MoMo — instantly

Tap to contribute on the Ekié app. MoMo deducts. Your stash grows.

3

Watch your balance grow

Real-time balance. Full transaction history. No surprises.

4

Withdraw when you need it

Request withdrawal anytime to MoMo or bank. No waiting. No collector.

500 XAF
Minimum daily
0%
Hidden fees
24/7
Withdraw anytime
🪙 Join the Daily Stash Waitlist →

Simple. Fast. Reliable.

Getting started with Ekié takes less than 2 minutes.

1
iOS
Android

Download & Sign Up

Download on iOS or Android. Create account with phone number and PIN in under 2 minutes.

2
🎯

Choose a Service

Select what you need — pay school fees, hospital bills, join a circle, or shop from vendors.

3
💳

Pay Securely

Pay via MTN MoMo, Orange Money, Stripe, or Flutterwave. Works from Cameroon or anywhere abroad.

4

Get Confirmation

Receive instant receipt, reference number, or order confirmation. No queues. No stress.

Built for real life

People don't buy features — they buy solutions. Here's how Ekié changes real lives.

🪙

The AKAO Collector

Nadège was a dedicated daily collector at a microfinance institution. One day, fraudsters lured her with promises, took her to a native doctor, threatened her life, and manipulated her into handing over her clients' money. Terrified and hypnotized, she gave everything. She spent over a year in debt — borrowing from everywhere to repay her clients. Her trauma never left her. With Ekié, no collector touches your money. Ever.

👩🏾‍💼

The Diaspora Mother

Marie lives in Paris. Every month she worries about her daughter's school fees in Yaoundé. With Ekié, she pays instantly from her phone — no Western Union, no delays. Her daughter never misses a school day.

🌿

The Circle of Friends

Eight colleagues in Douala start a njangi circle on Ekié. Each month they contribute 20,000 XAF. The app tracks everything — who paid, whose turn it is. No arguments. No lost envelopes. Pure trust.

🏥

The Medical Emergency

John's mother needs surgery in Bamenda. His brothers in the US send money instantly through Ekié — money is converted to XAF and hospital receives payment confirmation immediately. She gets treated without delay.

Cameroon's trusted
community marketplace

Browse products, pay securely with escrow protection, and support local vendors — from anywhere in the world.

🛒

For Buyers

  • ✓ Escrow buyer protection
  • ✓ Verified vendors only
  • ✓ Pay with MoMo or card
  • ✓ Shop from diaspora too
🏪

For Sellers

  • ✓ Create your store free
  • ✓ Share your store link
  • ✓ Withdraw to MoMo instantly
  • ✓ No physical store needed

🍽️ Restaurants · 👗 Fashion · 👟 Shoes · 🍷 Wine & Drinks · 💄 Beauty · 📱 Electronics · and more!

Ekié Marketplace

Reduce queues.
Serve people better.

Ekié gives schools, hospitals, and businesses the tools to collect payments digitally, reduce stress, and improve customer experience.

🏫

For Schools

A better way to manage school payments. Parents pay from anywhere — even abroad. No more queues, no more manual tracking.

  • Collect tuition, PTA & exam fees digitally
  • Parents pay from Cameroon or diaspora
  • Instant payment verification by reference
  • Download Excel reports for reconciliation
  • Automatic payment reminders to parents
  • Reduce cash handling and admin stress
Become a School Partner →
🏥

For Hospitals & Clinics

Help patients pay before they arrive. Reduce waiting queues, improve cash flow, and track all payments in one dashboard.

  • Accept consultation & lab fee payments
  • Patients pay before arrival — skip queues
  • Instant payment verification at reception
  • Download reports for accounting teams
  • Manage service codes and charges
  • Diaspora can pay for family treatment
Become a Hospital Partner →
🛍️

For Businesses

Your business deserves a digital storefront. Create your vendor page, list products, and start accepting payments today.

  • Create your own Ekié vendor profile
  • List products, food, services & more
  • Share your store link on social media
  • Accept MoMo, Orange Money & cards
  • Track orders and sales in real time
  • Withdraw earnings to MoMo instantly
Start Selling on Ekié →

Ready to partner with Ekié?

Schools, hospitals, and businesses — join Ekié and serve your community better.

Become a Partner Today →

Everything your
community needs

Available today and launching soon.

⭐ Main Service
🪙

Daily Stash (AKAO)

Your digital daily collector. Contribute from 500 XAF/day via MoMo. See your balance anytime. Withdraw whenever you want. No collector. No risk. No passbook.

Live ✅
🌿

Contribution Circles

Digital njangi. Contribute together with family and friends worldwide. Completely free — zero management fees.

Live ✅
🏦

Circle Payouts

Request a circle advance at 5% management fee. 70% member vote required. Cancel within 3 hours.

Live ✅
🎓

School Fees

Pay school fees instantly from anywhere in the world. Instant confirmation for schools.

Live ✅
🏥

Health Payments

Pay hospital consultation and laboratory fees instantly. Skip the queue at partner clinics.

Live ✅
🛍️

Marketplace

Buy and sell with escrow protection. Fashion, food, beauty and more. No store needed.

Live ✅
💸

Ekié Transfers

Send money instantly between Ekié members. Free internal transfers within the community.

Coming Soon
✈️

Diaspora Transfers

Send money home from anywhere. Fast, secure, straight to MoMo or bank account.

Coming Soon
💡

Bill Payments

Pay ENEO electricity and CDE water bills instantly from anywhere in the world.

Coming Soon
📊

Contribution Score

Build your Ekié contribution score through consistent circle contributions and advance repayments.

Sell on Ekié.
No store needed.

Whether you run a restaurant, shoe shop, wine store, salon, or sell from home — Ekié connects you to thousands of buyers across Cameroon and the diaspora.

🍽️ Restaurant? List your menu online.  👟 Shoe shop? Showcase your collection.  🍷 Wine & drinks? Reach more customers.  Any legitimate business is welcome!

🆔

Simple requirements

National ID + MoMo account. No business license needed. Physical location or home-based both welcome.

🔒

Escrow protection

Ekié holds payment until buyer confirms delivery. Safe for everyone.

📱

Withdraw to MoMo

Earnings go straight to your MTN MoMo or Orange Money account instantly.

🔗

Share your store link

Get your own Ekié store link. Share on WhatsApp, Facebook, Instagram — receive orders online.

🛍️ Apply to sell on Ekié →
Ekié Marketplace

Built for every Cameroonian

👨‍👩‍👧‍👦

Families

Contribute together in circles, support each other, and keep the njangi tradition alive — wherever you are.

✈️

Diaspora

Pay school fees and hospital bills back home, join family circles, and stay financially connected.

🎓

Schools

Receive fee payments instantly from parents worldwide. Download Excel reports. No more queues.

🏥

Hospitals & Clinics

Accept consultation and lab payments instantly. Reduce queues and track transactions easily.

Built on trust,
secured by technology

🔒

256-bit Encryption

All data encrypted end-to-end. PIN never stored in plain text.

⏱️

Auto-Logout

App signs out after 5 minutes of inactivity to protect your account.

🏦

Escrow Protection

Marketplace payments held by Ekié until delivery is confirmed.

ID Verification

All vendors verified with National ID before approval to sell.

Payment providers we work with

MTN MoMo
Orange Money
💳 Stripe
🌍 Flutterwave

Ekié uses regulated, bank-grade payment infrastructure. Your money is always protected.

500+
Years of Njangi Tradition
5%
Circle Management Fee/Month
0
Hidden Fees
2
Languages — EN + FR
256‑bit
Bank-Grade Encryption
500
Min Daily Contribution (XAF)
3hrs
Payout Cancellation Window
2%
Marketplace Escrow Fee
Fabiola Nsuh, Founder of Ekié
👩🏾‍💼 Founder & CEO
"My name is Fabiola Nsuh, and I built Ekié to make everyday payments easier for our communities — because money should not only move. It should support family, create opportunity, and bring people together."

Growing up in our culture, many of us know the power of njangi. We know what it means when family, friends, and community members come together to support one another. It is more than saving. It is trust. It is discipline. It is love.

But I have seen the darker side of traditional finance too — and it haunts me. A close family member worked as a daily AKAO collector at a microfinance institution. She was dedicated, honest, and hardworking. Then one day, fraudsters targeted her. They lured her with false promises, took her to a native doctor, threatened her with death, and manipulated her into handing over the money she had collected from her clients. She was hypnotized — terrified and confused. Before she realized what had happened, she had given them everything.

What followed was over a year of suffering. She borrowed from here and there — from family, from friends, from anyone who would listen — just to repay her clients. The shame, the debt, the trauma. She carried it all alone. And she is not the only one. Across Cameroon, collectors are robbed on the road, clients lose money with no trace, and passbooks get falsified. The system is broken.

That experience never left me. It is one of the reasons I built Ekié. With our Daily Stash feature, your money goes directly from your MoMo to a secure pooled account — no human collector, no cash handling, no risk. You see your balance in real time. You withdraw when you want. No one can run with your money, because no one touches it.

This is why I built Ekié — a bridge between tradition and technology, built from our reality, our pain, our values, and our way of supporting one another. Because every Cameroonian deserves financial dignity.

Fabiola Nsuh
Fintech founder, engineer, and proud Cameroonian 🇨🇲

Questions we get asked

What can I pay for on Ekié?

+
You can pay school fees, hospital consultation and laboratory fees, contribute to njangi circles, shop from vendors, and send money to other Ekié members — all in one app.

How does a contribution circle work?

+
You and your group decide on a contribution amount and frequency. Each cycle, everyone contributes and one member receives the full pot. The order rotates until everyone has received their payout. Ekié tracks everything automatically. Circle contributions are completely free — zero management fees.

How does a circle payout request work?

+
Payout requests must be approved by at least 70% of circle members before funds are released. Members vote YES or NO — they know each other personally and can vouch for responsible members. Once approved, repayment is automatically added to the member's monthly circle contribution, making it seamless for everyone.

Can I use Ekié outside Cameroon?

+
Absolutely! Ekié is designed for Cameroonians worldwide. Diaspora members can join circles, pay school fees and hospital bills back home, and send money using Stripe or Flutterwave with international cards or bank transfers.

How do schools and hospitals verify payments?

+
Every payment generates a unique reference number. Schools and hospitals verify this reference number instantly on their Ekié partner dashboard. They can also download full payment reports to Excel for reconciliation.

What fees does Ekié charge?

+
Circle contributions: FREE. Circle payouts: 5% management fee per month on reducing balance. Marketplace: 2% escrow fee. Diaspora transfers: 2% fee. School/hospital processing: 2.5% charged to the institution — parents and patients pay the exact amount. Zero hidden fees — ever.

Is my money safe with Ekié?

+
Yes. Ekié uses 256-bit encryption, PIN protection, and auto-logout after 5 minutes. Marketplace payments are held in escrow until delivery is confirmed. We work with regulated payment providers: MTN MoMo, Orange Money, Stripe, and Flutterwave.

How do I become a vendor or partner?

+
Fill in the application form below. You need a valid National ID and a MoMo account. No store or business license required. Applications are reviewed within 48 hours and you'll receive a WhatsApp notification.
🪙 Daily Stash (AKAO) Questions

🪙 What is Daily Stash (AKAO) on Ekié?

+
Daily Stash is Ekié's digital version of the traditional AKAO system. Instead of a human collector coming to you daily, you contribute directly from your MTN MoMo or Orange Money — from anywhere, anytime. Your money goes into a secure pooled account and you can see your balance in real time. No collector. No passbook. No risk.

🔒 Is my money safe with Ekié Daily Stash?

+
Absolutely. Your contributions go directly from your MoMo to a secure pooled bank account — no human collector ever touches your money. You can see every transaction in real time on the app. Unlike traditional AKAO, there is no risk of your collector disappearing, getting robbed, or falsifying your records.

💳 How do I withdraw my Daily Stash balance?

+
Simply tap "Withdraw" in the app and enter the amount. Your money is sent directly to your MoMo or bank account. Minimum withdrawal is 5,000 XAF. A small withdrawal fee of 1,500 XAF applies to cover transfer costs.

📅 What is the minimum daily contribution?

+
The minimum is 500 XAF per day — making it accessible to everyone, from market traders to office workers. You can contribute multiple times per day as long as each contribution is at least 500 XAF. Your balance updates instantly each time.

😌 What if I miss a day of contributions?

+
No problem! Unlike traditional AKAO, there are no penalties for missing a day. Your balance stays safe and you simply continue when you're ready. You are always in full control of your money.

✈️ Can Cameroonians in the diaspora use Daily Stash?

+
Yes! Whether you're in France, the USA, or anywhere in the world — you can contribute to your Daily Stash using international payment methods. Your family back home can also participate. Ekié connects every Cameroonian, wherever they are.

🆚 How is Ekié different from a traditional AKAO collector?

+
Traditional AKAO relies on a human collector who handles physical cash — creating risks of theft, fraud, and disappearance. With Ekié, your money moves digitally and directly from your MoMo to a secure account. No human touches it. You see every transaction. You withdraw on your own terms. It's AKAO — but safe, modern and transparent.

Join as a Vendor or Partner

Schools, hospitals, restaurants, shops — all welcome. Our team reviews applications within 48 hours.

Be among the first
1,000 Ekié members

Join the waitlist. Get early access, exclusive benefits, and be part of the founding community.

🔒 No spam. No sharing. Just Ekié updates.

We'd love to
hear from you

Whether you're a user, school, hospital, vendor, investor, or partner — reach out and we'll respond within 24 hours.

WhatsApp — Cameroon 🇨🇲+237 678 460 902
WhatsApp — USA 🇺🇸+1 859 640 7703
HeadquartersDouala, Cameroon 🇨🇲 · Kentucky, USA 🇺🇸
Customer Support24/7 via WhatsApp · 🤖 Chatbot coming soon

Send us a message